Everything about wills

When Should I Make My Will?

Now. Don’t wait.

The only answer to this question is SOONER the BETTER. There is NO APPPROPRIATE AGE or TIME for making a will. NOW, is the right time.

Advantages Of a Will

Will is an opportunity for the TESTATOR (maker of the will), to give his properties (moveable or immovable) to the right people for the right reasons.

  • Depends upon the own sweet will and volition of the testator.
  • Avoidance of any family dispute by clear disposition of property in the will.
  • Fraudulent family members can be excluded.
  • Sensible choice today.
  • Advantageous from the tax planning
  • Special responsibilities can be catered to towards a needy family member.
  • Special provision can be made for non-family members.

Can You Make Changes in Your Will?

Yes, you can make change(s) in your will, ANY NUMBER OF TIMES.

It is advisable that a person should only make ONE Will for all his properties. The maker of the Will can cancel or change the will ANY NUMBER of TIMES. When changes are made in a Will, it is called CODICIL.

So, never make a change in the original will, by writing or overwriting, but make a CODICIL, in which you can write that you are cancelling your earlier will and codicil(s), and this codicil should be treated as your last Will and Wish.

Do I need to register my will?

No, the REGISTRATION of will is not necessary or compulsory.

However, registration of will is a GOOD POLICY, and until and unless prevented by circumstances, one must always try to REGISTER the Will.

Registration of a will is generally considered to be authentic, and it will be prima facie presumed that the TESTATOR at the time of the making the will was in GOOD HEALTH, SOUND and DISPOSING MIND, and the will has been made without any COERCION, DURESS or UNDUE INFLUENCE, and the Will has been executed by the Testator out of his OWN SWEET WIILL and VOLITION. It also ensures that there was no fraud at the time of the making of the will.

Procedure for Registration of Will

  1. It is registered at the office of the Sub- Registrar (where properties are registered)
  2. The following may be excluded from going to the Office of the Registrar:
  3. Person with bodily infirmity
  4. Person in jail in Judicial process
  5. Pardanashin Muslim Woman

Can a Registered Will be Cancelled with an Unregistered Will?

A registered Will can be cancelled through an Unregistered Will.

In Rajeev Kumar vs. State of UP 1979 (5) ALR 151, Ramesh Dutt Salwan vs State 1988 RLR 387, Ramesh Dutt Salwan vs State 1988 RLR 387, and G.Jothi Chakravarthi vs S.Balaji (https://indiankanoon.org/doc/151744495/) it has been held that registration of the Will is optional and even subsequent unregistered Will can revoke the earlier registered Will.

Will & Executor

Under the Indian law, naming and appointing Executor of will though not mandatory, nut always advisable.

In case, you do not mention and appoint an executor of your will, your will is a USELESS piece of paper, and the same will not fall into the category of a will.

EXECUTOR OF WILL

  • Defined in Section 2 (c) of the Indian Succession Act
  • Has power and duty to carry out following directions in the will:
  1. Collect and realise estate of deceased
  2. Payment of debts of the deceased
  3. Distribute the legacies of the deceased

How To Choose An Executor?

The choice of an executor is only made by the testator. While appointing an Executor following characteristics of an Executor are advisable but not mandatory.

  • The Executor shall be younger than the testator for the purpose of outliving the testator.
  • The Executor should be a major (or the grant of probate can only happen after attainment of majority).
  • The Executor shall preferably be resident of the same city as that of the testator.
  • The Executor should be known to the beneficiaries.
  • The Executor should be of good moral character & integrity.

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Functions Of Executor

  • To ascertain the assets of the deceased person.
  • To pay testamentary and funeral expenses.
  • To collect the debts and assets of the deceased.
  • To pay the debts of the deceased.
  • To apply for a Probate, whenever necessary.
  • To distribute the properties among the beneficiaries under the WILL, as per the WILL

Can I Appoint More Than One Executor?

Yes, you can appoint more than one executor. And it’s a GOOD policy. The Executors can be given the power to act Jointly and Severally. In case one executor does not want to Act, the other can Act.

Moreover, these executors can be given the power to appoint further executors.

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Email: info@makemywill.in

Why & When, Make a Will?

Remember, making a Will does not in any way affect your AGE or shortens life, and this is the BIGGEST MISCONCEPTION, which prevents people from making a will. By making a will, you bring peace, love, affection and prosperity to your family. Remember Life is the result of an accident, but death is Certain. So, one must always plan for a certain things.

Do you know that a will is also a part of your PRUDENT FIANCIAL PLANNING? It may save beneficiaries of your will, a lot of money in the form of saving of Court Fees and Stamp Duty, and their life may become easy.

Will is an opportunity for the TESTATOR (maker of the will), to give his properties (moveable or immovable) to the right people for the right reasons.

Making a Will Preconditions

A will can be made by any person, as per conditions laid down in Section 59 of the Indian Succession Act.

The person who is making a will, shall:

  1. Have Testamentary capacity;
  2. Be of sound disposing mind;
  3. Have the knowledge of contents of the will;
  4. Be free from undue influence/ fraud/ coercion;
  5. Make the will voluntarily and out of his own will and volition.

A will can be hand written or Typed, and the best thing is that a will can be made on a WHITE piece of PAPER. There is no need of payment of STAMP DUTY or making of a will on the Stamp Paper.

You should, and can make only ONE will for your all Immoveable and Moveable properties.

Wording of Will

It is not necessary that any technical words or terms of art be used in a Will, but only
that the wording be such that the intentions of the testator can be known therefrom.

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Who can make a will?

A will can be made by any natural person subject to the following condition(s):

  • The person should be of sound mind.
  • The person should be a
  • Person with disability (impaired hearing, vision or speech).
  • An insane person in a lucid interval of sanity.
  • Aliens (Foreigners) and

Who can be Witnesses in a Will?

ANY PERSON EXCEPT the BENEFICIARY under the will can be a Witness to the will.

The Will must be signed by the witnesses, ONLY AFTER the will has been executed by the TESTATOR in the presence of the 2 witnesses.

Both the Witnesses shall also be present simultaneously in the presence of each other and  the TESTATOR of the will, at the time of witnessing the execution of the Will.

KINDS OF WILLS

Simple Will

This kind of will should be preferred.

Conditional/ Contingent Will

This is only enforceable in the event of the happening of the mentioned      contingency

 Joint Will

  • Two or more persons may agree to make a joint will
  • This does not imply joint ownership

Mutual Will

Two testators may confer reciprocal benefits through this instrument.

Concurrent Will

  • This is generally used for disposition of properties in different countries
  • They are to be treated as independent of each other

Privileged Will:

  • A soldier in actual warfare may pronounce his will orally before two witnesses

Who can be appointed as an Executor of Will?

EXECUTOR OF WILL has been defined under Section 2 (c) of the Indian Succession Act.

Anyone of the following can be appointed as executors:

  1. The person nominated by Author;
  2. Executor by conditional appointment (e.g. son, on the attainment of majority);
  3. Executor by implied appointment (one performing all essential duties in Will, e.g. residual beneficiary);
  4. Partnership Firm;
  5. Banks (solely/ jointly/ alternately).

Who Can Not Be Appointed As an Executor?

A person falling in any  of the following categories cannot be appointed as executor of a will, because of the following legal disabilities, the Court will appoint a guardian on behalf of the same before granting probate:

  1. Disabled person;
  2. Minor;
  3. Person of unsound mind.

Necessity of Executor

  • The appointment of an executor is a necessity by law (Section 222, The Indian Succession Act)
  • This is also because of the following reasons:
  1. The probate, ( if, the need arises), can only be granted to an executor appointed by the Will
  2. The Will can only be effectual if the probate is granted
  3. Without the executor, the Will becomes as ineffectual as the deceased being intestate.
    1. However, the appointment of the EXECUTOR maybe
      1. Expressed, or
      2. By Implication

Revocation of Will by Marriage: Yes or No

The Will made by a Hindu,Buddhist, Sikh or Jain, is not automatically revoked by Marriage. So, after marriage, if you wish to change the Will, you have to make a New Will/Codicil. (Section 57 of the Succession Act, 1925)

However, In case of PARSIS, the marriage will result in revocation of Will. (Section 69 of the Succession Act, 1925)

The Will made by a Muhammadan is also NOT REVOKED by marriage. 

Further, if the marriage of a Hindu is solemnized under the Special Marriage Act, then such marriage under the Special Marriage Act, will result in revocation of Will made prior to marriage. (Kalyan Kumar Nag vs Dina Guha (1974) 76 BOMLR 815)

 

Probate of copy or draft of lost Will

When a Will has been lost or mislaid since the testator& death, or has been destroyed by wrong or accident and not by any act of the testator, and a copy or the draft of the Will has been preserved, probate may be granted of such copy or draft, limited until the original or a properly authenticated copy of it is produced.

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Email: info@makemywill.in

Probate, Letter of Administration and Succession Certificates

Probate According to section 2(f)[1] of the Indian Succession Act, 1925 Probate refers to a copy of the will that is certified by the seal of a court of competent jurisdiction. Through Probate, rights pertaining administration of an estate is granted to the applicant...

Is it mandatory to obtain Probate/Letter of Administration?

Section 213(1) makes it mandatory for every legatee or executer to obtain a Probate of the will or Letter of Administration with the will before they try to execute a will. Otherwise, an executor or legatee cannot establish any right in a court of law pertaining to the concerned will and any estate mentioned therein.

Letter of Administration

The critical difference between Probate and Letter of Administration is that Probate is granted to an executor nominated under the will. Whereas, if a will does not nominate an executor, the beneficiaries of the deceased will have to file an application for Letter of Administration.

Probate

According to section 2(f)[1] of the Indian Succession Act, 1925 Probate refers to a copy of the will that is certified by the seal of a court of competent jurisdiction. Through Probate, rights pe

Succession Certificate

Succession certificate is a sanctioning document that sanctions the right to inherit debt and securities to the legal heirs of the deceased who died intestate. This right to inherit is sanction

Types of Wills

Will is a legal document through which a person decides how his/her property would be distributed, allocated and spent after his death. A person who dies without creating a will is called dying intestate. Dying intestate forces the relatives of the deceased to spend...

Estate Planning, Wills & Living Trusts

A proper estate planning protects your family and your assets if you die or become incapacitated. Following things shall be kept in mind while planning your estate: deciding who will get your things when you die naming guardians for your children and their property...

Efficient Estate Planning Through Trusts

Efficient Estate Planning through Trusts A Will is not always hassle free and cannot be subjected to ample of constrains, but a Trust can be made to accommodate your specific requirements. There are two ways in which you can plan your Estate: firstly, by writing a...

Trust or Will – For Estate Planning

When asset holding, asset structure and family structure is simple and straight forward, a Will can be the most effective tool to plan your estate. But if there are several branches in your family tree, and assets are spread out across the country (or world), then it...

Living Wills – Law in India

Living Will - Law in India The Black's Law Dictionary defines an advance medical directive as, "a legal document explaining one's wishes about medical treatment if one becomes incompetent or unable to communicate". A living will, on the other hand, is a document...

Testamentary Guardian

a father, whatever his age may be, may by will appoint a guardian or guardians for his child during minority.

Void & Invalid Wills

Will obtained by fraud, coercion or importunity A will or any part of a will, the making of which has been caused by fraud or coercion, or by such importunity as takes away the free agency of the testator, is void. (Section 61 of the Act) Will or bequest void for...

Privileged & Unprivileged will

Privileged wills are those that can be made my members of the armed forces employed in an expedition or engaged in actual warfare and can be made in oral form as well. Unprivileged wills are the wills that can be created by every person other than those who can create...

Construction of Wills

It is not necessary, that any technical words or terms of art be used in a will, but only that the wording be such that the intentions of the testator can be known therefrom. (Section 74 ) Another general principle applied is that the Will is to be so read as to lead...

Revocation and Alteration of a Will

Will being revocable or altered anytime during the lifetime of the testator. A will is liable to be revoked or altered by the maker of it at any time when he is competent to dispose of his property by will.

Void Bequeaths under Will

Transfer to unborn persons is invalid (Section 113) Where a bequest is made to a person not in existence at the time of the testator's death, subject to a prior bequest contained in the will, the later bequest shall be void, unless it comprises the whole of the...

Registration of a Will-Necessity

In India, registration of Wills is not compulsory. A Will is not a compulsorily registerable document under section 17 of the Registration Act, 1908, (Act), and according to section 18 (e) it is the testator’s choice as to whether he wishes to register it. There is no...

Law of Wills by an Indian Christian

A fundamental characteristic of property is that it cannot exist without an owner. On a person’s death his property has to vest into someone and the act of transmission of the property is referred to as succession. The law of succession is categorized as testamentary...

Sham Wills

These wills are created for an ulterior motive which is not the testamentary operation and execution of the will. Rather in most cases, these wills are created for an immoral purpose like acquiring a property that does not belong to the claimant, deceiving someone etc. One of the essential features of a valid will is the intention of the testator. These wills are supplemented with all the necessary documents to duly execute the collateral purpose and not to execute the will according to the testamentary opera

Concurrent Wills

Normally a testator prepares a single will for his/her testamentary declarations. The testator according to his wish or for the sake of convenience can make different wills for the property located in different geographical locations. Hence, co-existing wills, dealing with testamentary declarations of a single testator are known as Concurrent Wills.

Holograph Wills

Wills which are handwritten by the testator himself are known as Holographic Wills. These kinds of will have their own merit. Due to the fact that they are completely handwritten by the testator himself, raises a strong presumption[1] pertaining to their regularity and execution. It is held in various judicial pronouncements that “If there is hardly any suspicious circumstances attached to the will, it will require “very little” evidence to prove due execution and attestation of such a will”

BASIC CONDITIONS FOR MAKING A WILL

  • Will must be in writing
  • Will must be signed (or Marked) by the TESTATOR
    • Will can be signed by some other person
      • In the presence of the Testator
      • At the direction of the Testator
      • The will should be attested by at least TWO witnesses ( Sec. 63 of the Indian Succession Act, 1925)
    • The will should be attested by the Witnesses, in the presence of the Testator.
  • Witness Should not be a beneficiary under the WILL ( Sec. 67 of the Indian Succession Act, 1925)

What is The Stamp Duty / Stamp Paper Used For Making Will?

No Stamp Duty is payable, No stamp paper is required to be used. 

A will can be made on a Piece of Plain Paper.

Will & Witnesses

A WILL be a VALID WILL only if it’s execution is attested by 2 witnesses. Else your will is a USELESS piece of paper.

Will I be the OWNER of my properties, during my lifetime?

The answer is YES. You remain the owner of your property (immovable or Moveable), during your lifetime. You can alter, change, cancel or destroy your will, at ANY TIME.

You can FREELY DISPOSE OFF your properties by way of sale, gift, and donation or in any other way, during your lifetime. You are and shall remain LORD of your properties.

Will is a part of your planning and only come into effect, only on DEATH.

Who Can Not Make a Will?

A person who is intoxicated or ill to a level that hampers his comprehension, and  “Corporate bodies”” are incapable of making a will.

Revocation And Alteration Of Will

  • Section 62 of the Indian Succession Act clearly states that a Will can be altered or revoked by its maker anytime when he is competent to dispose of his property by will
  • The following are the modes of revocation/ alteration of Will( encompassed from Section 67-73 of the Indian Succession Act):
  1. By execution of a new Will, or
  2. By Codicil
  3. By revocation of the earlier Will, in writing
  4. By burning, tearing, destroying
  5. By registration of the new Will (this is only in case the old Will is registered)
  6. By destruction of the old Will
  7. In case of the marriage of the Testator, the Will automatically stands revoked. ( Sec. 69 of the Indian Succession Act, 1925)

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Email: info@makemywill.in

Deposit Of Wills

A will once made can be deposited with one of the following for safekeeping :

  • A lawyer
  • A banker
  • A Registrar( the procedure is as follows):
  1. A testator may deposit the Will, himself or through an agent with the Registrar
  2. The Registrar, after due verification of the same, keeps it in a sealed cover
  3. A beneficiary / executor can ask for the copy of the Will only after the death of the testator
  4. The Registrar, after verification, is allowed to issue the copy to the legitimate applicant
  5. The original will remains in the custody of the Registrar unless ordered otherwise by a competent Court

Enforcement of Will

PROBATE:

  • Defined in Section 2(f) of the Indian Succession Act
  • It means the copy of a Will
  • It is a certified under the seal of a Court of Competent Jurisdiction
  • It holds the grant of administration to the estate of the testator
  • It validates all intermediate acts of the executor

Letter of Administration

When—
(a) the deceased has made a Will, but has not appointed an executor,

or

(b) the deceased has appointed an executor who is legally incapable or
refuses to act, or who has died before the testator or before he has proved
the Will,

or

(c) the executor dies after having proved the Will, but before he has
administered all the estate of the deceased, a universal or a residuary legatee
may be admitted to prove the Will, and letters of administration with the Will
annexed may be granted to him of the whole estate, or of so much thereof as
may be unadministered.

Necessary Nature Of Probate

  • Explained in Section 213 of the Indian Succession Act
  • Unless the probate is granted by a Court of competent jurisdiction, no right as executor or legatee shall be established

Can a Muslim Make a Will?

Bequests by a Muslim can only take effect to the extent of one-third of the net assets remaining after payment of his funeral ‘expenses and debts. Unless the excess is rendered valid by the consent, given after the death of the testator, of the inheritors whose rights are infringed thereby, or by the fact of there being no such inheritors.

(Damodar Kashinath Rasane v. Shahajsdibi AIR 1989 Bom 1) , Abdul Samad Gulam Rasool Died Lrs & v. Mohammad Yousuf Shaikh Dagdu 2019, and Rabbani Begum v. Zarina Bibi (2011 (5) CHN 171)

Is it mandatory to obtain Probate/Letter of Administration?

Section 213(1) makes it mandatory for every legatee or executer to obtain a Probate of the will or Letter of Administration with the will before they try to execute a will. Otherwise, an executor or legatee cannot establish any right in a court of law pertaining to the concerned will and any estate mentioned therein.

read more

Letter of Administration

The critical difference between Probate and Letter of Administration is that Probate is granted to an executor nominated under the will. Whereas, if a will does not nominate an executor, the beneficiaries of the deceased will have to file an application for Letter of Administration.

read more

Probate

According to section 2(f)[1] of the Indian Succession Act, 1925 Probate refers to a copy of the will that is certified by the seal of a court of competent jurisdiction. Through Probate, rights pe

read more

Succession Certificate

Succession certificate is a sanctioning document that sanctions the right to inherit debt and securities to the legal heirs of the deceased who died intestate. This right to inherit is sanction

read more
Types of Wills

Types of Wills

Will is a legal document through which a person decides how his/her property would be distributed, allocated and spent after his death. A person who dies without creating a will is called dying intestate. Dying intestate forces the relatives of the deceased to spend...

read more

Estate Planning, Wills & Living Trusts

A proper estate planning protects your family and your assets if you die or become incapacitated. Following things shall be kept in mind while planning your estate: deciding who will get your things when you die naming guardians for your children and their property...

read more

Efficient Estate Planning Through Trusts

Efficient Estate Planning through Trusts A Will is not always hassle free and cannot be subjected to ample of constrains, but a Trust can be made to accommodate your specific requirements. There are two ways in which you can plan your Estate: firstly, by writing a...

read more

Trust or Will – For Estate Planning

When asset holding, asset structure and family structure is simple and straight forward, a Will can be the most effective tool to plan your estate. But if there are several branches in your family tree, and assets are spread out across the country (or world), then it...

read more

Living Wills – Law in India

Living Will - Law in India The Black's Law Dictionary defines an advance medical directive as, "a legal document explaining one's wishes about medical treatment if one becomes incompetent or unable to communicate". A living will, on the other hand, is a document...

read more

Void & Invalid Wills

Will obtained by fraud, coercion or importunity A will or any part of a will, the making of which has been caused by fraud or coercion, or by such importunity as takes away the free agency of the testator, is void. (Section 61 of the Act) Will or bequest void for...

read more

Privileged & Unprivileged will

Privileged wills are those that can be made my members of the armed forces employed in an expedition or engaged in actual warfare and can be made in oral form as well. Unprivileged wills are the wills that can be created by every person other than those who can create...

read more